应对气候变化：Mazars – OMFIF报告
Mazars很高兴和国际货币和金融机构官方论坛（OMFIF）进行合作，就当前和即将到来的旨在应对气候变化的金融监管演变提出了一份全球报告，并提供了独特的见解。为了评估和控制气候风险，世界各地的不同管辖区正在进行哪些政策调整？这些行动今后可能如何发展？这些问题将在我们的新研究中找到答案，为彻底的监管改革做好准备。
Responsible banking practices: benchmark study 2021
Financial institutions increasingly recognise that climate change and other environmental, social and corporate governance risks jeopardise the world’s economy and financial system.
The Covid-19 pandemic underlined the importance of financial system resilience. Banks around the world recognise they have a key role to play in the transition to a sustainable future aligned with the objectives of the United Nations’ Sustainable Development Goals and the Paris Agreement.
Our third benchmark study of responsible banking practices takes a closer look at evolving best practices and developing trends in managing climate change risk and broader social and governance issues. Building on Mazars’ previous report: “Responsible banking practices, Benchmark study 2020”, our latest study identifies how banks are taking collective responsibility to create the new foundations of a sustainable financial industry and contribute to building healthier economies.
State of play
We segmented 37 banks – the largest, by total assets, in their respective geographies – into four categories: outstanding, leaders, supporters and followers. It is encouraging to see more banks rank as leaders compared to the last benchmark’s findings, achieving a positive score between 80% and 95%, despite the tightening of our assessment criteria to reflect the improvement of the practice and requirements.
However, many challenges remain. There is still room for improvement, especially in regions where industry guidelines and ESG-related regulations are lacking. In effect, strong sustainability practices often come hand-in-hand with consistent industry and legal incentives.
This is particularly true in Asia-Pacific, where only one Australian bank is ranked as a ‘leader’ while others fall behind on governance and risk management. To provide a more regional outlook, we produced an APAC edition of the global study here to dive into how financial institutions are performing in the region.
Read the “Responsible banking practices in APAC: Benchmark study 2021” here.
Sustainable finance policy tracker
Financial services organisations around the world are rethinking how they work in order to better embed sustainability into their business models. At the same time, climate stress tests are entering the mainstream in many jurisdictions. But even though regulation is fast developing, there is still a lack of consistency in the methods used and the extent of the commitments.
Responsible banking practices study 2021
Financial institutions increasingly recognise that climate change and other environmental, social and corporate governance risks jeopardise the world’s economy and financial system.