Structuring and optimising real estate investments: A strategic challenge for SMEs and entrepreneurs

In Switzerland, where tax and property laws vary from canton to canton, a personalised approach to real estate investment strategy is essential. Tax optimisation, risk management and succession planning are key elements that need to be considered to ensure the growth and stability of real estate investments. 

Successful real estate investment through strategic planning

Active, structured management is essential for successful property investment. This includes establishing effective management systems, carrying out regular refurbishments and monitoring property performance. Understanding and applying local tax rules can help minimise the tax burden. Using optimised ownership structures can significantly reduce taxes on rental income and capital gains. Choosing the appropriate legal structure for holding property, whether directly, through companies or property funds, is crucial. 

Property investment involves navigating a complex legal and tax environment. There are many different investment strategies, all of which need to be tailored to the objectives of entrepreneurs and businesses. The taxation of property income is often the most important issue when comparing strategies, whether in terms of income tax, wealth tax, social security contributions, special taxes in certain cantons, etc. If you are planning to sell, restructure or transfer real estate or your company that owns real estate, these operations have other tax consequences, such as the taxation of potential capital gains. The holding strategy will influence the way in which this taxation takes place.

Let's discuss your real estate structuring plans together!