Financial literacy as a fundamental right: Empowering India’s youth for economic independence

Published in ETEdge Insights | December 2024

Financial literacy has transitioned from being a specialized skill to a fundamental right, empowering individuals to manage their finances effectively and plan for economic independence. Despite increasing initiatives by institutions and organizations, a significant gap in awareness persists. Bridging this gap is crucial to fostering economic empowerment and inclusive prosperity.

Dr. Sanjay Bhardwaj, Associate Partner, Food and Agriculture in Government, Infrastructure and Development sector Advisory Services in his column, underscores the transformative impact of financial literacy on India’s youth. He writes, "Individuals can navigate money management, avoid debt traps, and secure their financial futures in an increasingly digital economy."

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