Studie: Finanzielle Leistung der europäischen Banken

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Finanzielle Leistung der europäischen Banken

Welche Erkenntnisse lassen sich aus den Auswirkungen des Covid-19 auf die erwarteten Kreditverluste (ECL) der Banken in Europa gewinnen?

Inhalt auf Englisch

We have analysed the 2021 annual reports of 26 banks in 11 European countries to better understand the impact of Covid-19 on their expected credit losses and how it can help banks prepare as they face new challenges as a result of the war in Ukraine. This study is the fourth in its series and follows on our third edition of the report released in September 2021.

Discover our interactive report

Financial-reporting-of-European-banks-2022-interactive-report

A focus on Expected Credit Losses

The study mainly focuses on the ECL-related impacts and covers:

  • ECL charge impact of YE 2021 on the profit or loss and ECL allowances;
  • ECL allowances: changes in coverage ratios and allocation between stages;
  • Post-model adjustments/overlays;
  • Other topics, incl. Non-Performing loans, green finance disclosures, significant increase in credit risk (SICR) criteria analysis, first review of banks’ exposure to the war in Ukraine and more.

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Financial reporting of European banks 2021 study

How is the pandemic affecting the financial performance of European banks? The Covid-19 crisis continues to undermine global financial stability. While its full impact on the banking sector is yet to be determined, the 2020 annual results let us build a picture of the Covid-19 impact on the expected credit losses (ECL) in banks’ financial disclosures.

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